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Recent Coronavirus Relief Package Excludes Mortgage Forbearance

Unlike the CARES (Coronavirus Aid, Relief, and Economic Security) Act passed in March of 2020, the latest relief package set forth from Congress (Coronavirus Response and Relief Supplemental Appropriations Act of 2021), does not include a provision for mortgage forbearance to homeowners that have experienced a financial hardship “directly or indirectly” related to the COVID-19 pandemic. It is possible that an additional relief bill will be voted on in the near future.  In the meantime, a number of households that took a mortgage forbearance in 2020, will soon have to begin making repayments once that forbearance ends.

To assist the millions of homeowners with a CARES Act forbearance, the Consumer Financial Protection Bureau (CFPB) has created this informational video guide them through the repayment process, explore various payment options, and request an extension.

And, for Minnesota homeowners that are currently at risk of losing their home and in need of emergency counseling to help prevent foreclosure, please contact the Minnesota Homeownership Center online at or by telephone at 651-659-9336 or 855-462-6466.

Our Impact This Year

  • People Who Received Utility Bill Assistance


  • Children Enrolled in Head Start & Early Head Start


  • People Whose Utility Bills Were Lowered Through Home Weatherization


  • Workers Provided with Transportation Support Including Vehicle Loans, Repair Grants, and Transit Passes


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